Buying & Selling — The Easiest Thing You Do.
We’re a local pawn shop with the best way for you to buy, sell, and trade.
*With a convenient location in Decatur, Texas.
*With a convenient location in Decatur, Texas.
For over 32 years, 2K Pawn & Gun has provided a safe and discreet way to make it through times where cash is needed. You’ll be treated with the most superior customer service — with honor and respect all while receiving the best value for your items. Read More…
Instant Cash for Quality Merchandise
You can have 60 Days to Pay
There’s No Credit Check
Discreet & Confidential
Most popular items used for loans are: Guns,Gold, Jewelry, Gold/Silver Coins, & Tools
*For a full list of brands, click here.
Visit our store to buy, sell, or trade!
Whether you are a musician or you want to give as a gift, we have a great selection of instruments.
If you’re looking for that perfect ring or item of jewelry, we’ve got you covered.
TVs, BluRay/DVD Players, Movies, and more! You’re home theatre just got an upgrade.
With so many items to choose from, you won’t just buy one!
We have a very large selection of guns and gun accessories! This is your one stop shop for all your gun needs!
1605 US-380 BUS
Decatur, TX 76234
Monday: 9AM - 6PM
Tuesday - Thursday: 9AM - 5PM
Friday: 9AM - 6PM
Saturday: 9AM - 1PM
Sunday: Closed
*Click the question to reveal the answer.
Pawn loans are a quick and easy way to borrow money without a credit check. Loans are based on the value of your collateral, not your credit rating or payment schedule. A typical pawn loan has a term length of 30 days, plus a 30 day grace period. If you cannot pay back your pawn loan in full by the end of the provided grace period, we may be able to offer renewal to give you the extra time you need. You may also choose to forfeit your collateral as payment in full.
No, We do not require any information other than what is found on your driver's license.
No, We do not report to credit bureaus and do not even require your social security number. We loan cash based upon your collateral, not your credit.
Customers must be at least 18 years of age and possess legal identification.
We will accept most all merchandise of value, however, we are sometimes limited due to excess inventory and/or size restrictions. The most popular items include guns, gold, jewelry, electronics, musical instruments, and tools.
Yes, We accept firearms as collateral for pawn loans and also sell firearms. We are a registered firearms dealer and must comply with all federal regulations.
Yes, If you do not plan on picking up your merchandise, we would prefer you to sell it to us.
The value of your merchandise is the same for either transaction.
Interest varies depending on the amount you borrow. In most cases our monthly interest charge is less than a bank overdraft fees or returned check charges.
If you are unable to pay back your pawn loan in full on its due date, you may get a renewal. With a renewal, you pay the interest that has accrued on your pawn loan in full, and a new pawn loan is written. The principal pawn loan amount remains the same, as does the interest rate, but the due date is reset for the full loan term.
Most customers repay their pawn loans and pick up their merchandise. If a customer chooses not to repay the pawn loan, the merchandise/collateral for the loan is forfeited.
The value of your merchandise is based on its current appraised value, its current condition, and our ability to sell the item. We use all the research tools we have at our disposal to determine an item’s value and get you the most money possible. We offer you as much as we can while still allowing room to pay for the cost of storage, insurance and other costs of doing business.
Unfortunately, we cannot give quotes over the phone because loan amounts vary greatly depending on the condition of an item.
While your merchandise is in pawn, you still own it, and we will keep it safe and in good condition while in our care. Your items are safely stored here until you come back to pay your pawn loan in full and claim your merchandise.
Yes, States have regulated the pawn industry for decades, and most pawnbrokers are licensed and regulated by local authorities as well. We are subject to such federal laws as the Truth In Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Patriot Act, and Federal Trade Commission Rules on Data Privacy and Security Transfer, as well as Federal Firearms Licenses. At the federal level, we are regulated by the Federal Trade Commission, Bureau of Alcohol, Tobacco, Firearms and Explosives, and the Treasury Department.